Speaker
Description
ABSTRACT
This conceptual paper explores how financial inclusion influences the adoption of financial technologies (FinTech) among young adults in Malaysia. Using the Technology Acceptance Model (TAM) as a foundation, the study introduces financial inclusion as a moderating variable to better understand the relationship between perceived ease of use, perceived usefulness, and behavioral intention to adopt FinTech. As Malaysia progresses in its digital economy agenda, examining this intersection is critical for developing inclusive financial policies and services that resonate with youth. The proposed framework contributes to the growing literature on FinTech adoption and offers a strategic lens for policymakers and developers to enhance adoption outcomes.
KEYWORDS: Financial Inclusion, FinTech, Technology Acceptance Model, Malaysia, Youth Behavior
